Privacy Policy
Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit this Website, schedule coaching sessions, purchase services, or otherwise interact with us. By using this Website or our services, you agree to the practices described in this Privacy Policy.
1Information we collect
We may collect information that you voluntarily provide, as well as certain information collected automatically through your use of this Website.
Personal information. Depending on how you interact with this Website, we may collect:
- Name
- Email address
- Telephone number
- Mailing address (if provided)
- Financial goals and budgeting information you voluntarily share
- Information submitted through questionnaires, coaching forms, or contact forms
- Payment-related information necessary to process transactions through third-party payment providers
Automatically collected information. When you visit this Website, certain information may be collected automatically, including:
- IP address
- Browser type and version
- Device information
- Operating system
- Pages viewed
- Date and time of your visit
- Referring website
- General location information derived from your IP address
This information is used to improve the performance, functionality, and security of the Website.
2How your information is used
Information collected may be used to:
- Provide financial coaching services
- Schedule appointments
- Respond to inquiries
- Deliver coaching materials and educational resources
- Process payments
- Improve Website functionality and user experience
- Send appointment reminders and service-related communications
- Send newsletters or educational content if you have chosen to receive them
- Detect fraud or unauthorized activity
- Comply with legal obligations
3Confidentiality
Financial coaching often involves discussions regarding personal financial matters. Information you share during coaching sessions will be treated as confidential and will not be disclosed except:
- With your permission
- As required by law
- To protect our legal rights or safety
- To trusted third-party service providers who assist in operating the Website or providing services, such as scheduling platforms, payment processors, email providers, or website hosting services
4Payment information
Payments are processed through secure third-party payment providers. We do not store your complete credit card numbers, banking information, or payment credentials on this Website.
5Interactive tools
Any calculators or interactive illustrations on this Website run entirely in your browser. Figures you enter into them, including balances, interest rates, and payment amounts, are not transmitted to us, not stored, and not shared with any third party.
Financial Check-Up submissions
If you purchase the Anraz Financial Check-Up and submit the intake form, the financial details you provide (income, expenses, debts, savings, and goals) are used solely to prepare your personalized report and for related follow-up with you. They are transmitted over a secure connection, treated as confidential, never sold, and shared only with service providers necessary to operate this Website (such as form processing and email), consistent with this Privacy Policy.
6Cookies and tracking technologies
This Website may use cookies, pixels, analytics tools, and similar technologies to:
- Improve Website functionality
- Remember user preferences
- Analyze visitor traffic
- Understand Website usage
- Improve future services
You may disable cookies through your browser settings, although some features of the Website may not function properly.
7Third-party services
This Website may use trusted third-party providers to assist with business operations, including website hosting, appointment scheduling, payment processing, email communications, and website analytics. These providers maintain their own privacy practices, and we encourage you to review their privacy policies.
8Data security
Reasonable administrative, technical, and physical safeguards are used to protect personal information against unauthorized access, disclosure, alteration, or destruction. While every reasonable effort is made to protect your information, no method of internet transmission or electronic storage can be guaranteed to be completely secure.
9Data retention
Personal information is retained only as long as reasonably necessary to provide services, comply with legal obligations, resolve disputes, or enforce agreements.
10Your privacy rights
Subject to applicable law, you may have the right to:
- Request access to your personal information
- Request correction of inaccurate information
- Request deletion of your personal information
- Withdraw consent to receive marketing communications
- Request information regarding the personal data maintained about you
Requests may be submitted through the contact section of this Website.
11Children's privacy
This Website and coaching services are intended for adults.
12External links
This Website may contain links to third-party websites. We are not responsible for the privacy practices, security, or content of those websites.
13Changes to this privacy policy
This Privacy Policy may be updated periodically. Any revisions will become effective immediately upon posting to this Website. The effective date above will reflect the date of the most recent update.
14New York privacy notice
If you are a resident of the State of New York, we are committed to protecting your personal information in accordance with applicable federal and New York laws. We do not sell, rent, or trade your personal information to third parties for their independent marketing purposes.
15Contact
Questions regarding this Privacy Policy or requests concerning your personal information may be submitted at:
Anraz Consulting LLC d/b/a Anraz Finance
865 Merrick Avenue, Suite 180N, Westbury, NY 11590
info@anrazfinance.com · (347) 513-3040
Your consent
By using this Website, scheduling coaching services, or submitting information through this Website, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use, and disclosure of your information as described herein.